Please read the following Terms and Conditions carefully.

This and other WebSites (collectively, the “Site”) owned, operated, licensed, or controlled by Drake & Associates, LLC or any of its related, affiliated, or subsidiary companies are for your personal use. Your access to and use of this Site is subject to the following Terms and Privacy. Drake & Associates reserves the right to update these Terms and Privacy at any time without notice to you. By using this Site, you accept, without limitation or qualification, these Terms and Privacy. If you do NOT agree to these Terms and Privacy, please do NOT use this Site.

Restrictions on Use

Material from the Site may not be copied or distributed, or republished, uploaded, posted, or transmitted in any way, without the prior written consent of Drake & Associates EXCEPT: you may download one copy of the material on one computer for your personal, non-commercial home use only, provided you do not delete or change any copyright, trademark, or other proprietary notices. Modification or use of the materials for any other purpose violates Drake & Associates’ intellectual property rights. The material in this Site is provided for lawful purposes only.

Restriction of Liability

Drake & Associates will not be liable for any damages or injury caused by, including, but not limited to, any failure of performance, error, omission, interruption, defect, delay in operation of transmission, computer virus, or line failure. Drake & Associates will not be liable for any damages or injury, including but not limited to, special or consequential damages that result from the use of, or the inability to use, the materials in this Site, even if there is negligence by Drake & Associates, or an authorized Drake & Associates representative has been advised of the possibility of such damages, or both. The above limitation or exclusion may not apply to the extent that applicable law may not allow the limitation or exclusion of liability for incidental or consequential damages. Drake & Associates’ total liability for all losses, damages, and causes of action (in contract, tort [including without limitation, negligence], or otherwise) will not be greater than the amount paid to access this Site.


All remarks, suggestions, ideas, graphics, or other information communicated to Drake & Associates through this Site (together, the “Submission”) will forever be the property of Drake & Associates. Drake & Associates will not be required to treat any Submission as confidential. Drake & Associates will not be liable for any ideas used in its business (including without limitation, product, or advertising ideas) and will not incur any liability as a result of any similarities that may appear in future Drake & Associates operations with such Submissions. Without limitation, Drake & Associates will have exclusive ownership of all present and future existing rights to the Submission of every kind and nature everywhere. Drake & Associates will be entitled to use the Submission for any commercial or other purpose whatsoever without compensation to you or any other person sending the Submission. You acknowledge that you are responsible for whatever material you submit, and you, not Drake & Associates, have full responsibility for the message, including its legality, reliability, appropriateness, originality, and copyright.


The material in this site could include technical inaccuracies or typographical errors. Drake & Associates may make changes or improvements at any time. The materials in this site are provided “as is” and without warranties of any kind either expressed or implied. To the fullest extent permissible pursuant to applicable law, Drake & Associates disclaims all warranties or merchantability and fitness for a particular purpose. Drake & Associates does not warrant that the functions contained in the material will be uninterrupted or error-free, that defects will be corrected, that any data or information you submit would be secure or free from unauthorized access or acquisition, or that this site or the server that makes it available are secure, free of viruses or other harmful components. Drake & Associates does not warrant or make any representations regarding the use of or the result of the use of the material in this site in terms of their correctness, accuracy, reliability, security, or otherwise. You (and not Drake & Associates) assume the entire cost of all necessary servicing, repair or correction. The above exclusion may not apply to you, to the extent that applicable law may not allow the exclusion of implied warranties.


Any creation by you of hyperlinks to this site is not allowed without the express written consent of Drake & Associates.

This site may be linked to other sites which are not maintained by Drake & Associates. Drake & Associates is not responsible for the content of those sites. The inclusion of any link to such sites does not imply endorsement by Drake & Associates of the sites. All other trademarks are the property of the respective trademark owners.

Trademarks and Logos

Use of Drake & Associates’ registered trademarks, designs and/or logos without the express written consent of Drake & Associates is prohibited.


These Terms and Privacy will be governed and be interpreted pursuant to the laws of the State of Wisconsin, United States of America, notwithstanding any principles of conflicts of law. If any part of these Terms and Privacy is unlawful, void, or unenforceable, that part will be deemed severable and will not affect the validity and enforceability of any remaining provisions. Possible evidence of use of this Site for illegal purposes will be provided to the appropriate law enforcement authorities. Drake & Associates can revise these Terms and Privacy at any time by updating this posting.